Beyond payments: central bank digital currencies

Issuance of central bank digital currencies could facilitate monetary policy beyond ZLB

Digital currency
Digital decisions: Sveriges Riksbank is mulling whether to issue an e-krona

In Sweden, a change is occurring.

On October 26, the country’s central bank announced it would begin work towards creating a framework for the issuance of e-krona – a central bank digital currency (CBDC), which, if issued, would give members of the general public access to central bank cash in a digital format.

The move was the next step in the Sveriges Riksbank’s exploration of the digital world, fostered in part by the growing decline of cash usage as a means of payment. While the central

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