Goldman's plan pays off

Goldman announced a record year for its fixed income, currencies and commodities (FICC) division, which earned $4.5 billion in 2002. Currencies business contributed to that, the bank said in its report, while Geoff Grant, global head of FX said it was a "very good year for forex".

Among the remainder of the US banks, only Citigroup, the top-earning forex bank in the world, was able to buck the trend of reduced earnings to report its own record -- it reported revenues of nearly $1.8

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